DEFAULT PREVENTION AND FINANCIAL LITERACY CENTER
Financial literacy is a vital aspect of planning and funding your college education. Students must be aware that the decisions they make today will have implications tomorrow. It is our goal as a university to prepare and equip our students with the knowledge to fully understand the options available to them regarding not only the financial aid debt they will incur, but also how to successfully navigate the vast array of financial products, services, and providers. With sound economic decisions, the degree they worked so hard to earn will truly be the foundation of all future financial success.
–听The United States Department of Education central database for federal student aid.
View听personal financial aid records and track the loans.
Having trouble making minimum payments on your student loans? Be certain to ask your servicers about Income Based Repayment. Eligible borrowers include Direct Loans and FFEL Loans. Under current IBR criteria, eligible borrowers will pay no more than 15% of their discretionary income and receive loan forgiveness at the 25-year mark.
-Spanish Language Resources
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, una herramienta de educaci贸n financiera para los estudiantes.
:听Free financial literacy tool made available to Park University students by the National Endowment for Financial Education (NEFE).
This interactive resource includes information about:
-Funding college tuition
-Budgeting
-Financial Planning
-Credit Cards
-Credit Reports
-Identity Theft
-Retirement
-House and Automobile Loans
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Texas Guaranteed Student Loan Corporation provides free information for students, families, and educators on a range of topics including:
- paying for college
- careers searches
- managing money
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A free resource by the American Institute of CPAs provides students with information on how to manage money and make sound financial decisions.
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information on topics ranging from:
- home loans
- insurance
- identity theft
My Money is an effective money management tool.
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Free resource about the following topics:
- repairing credit
- paying off debt
- avoiding financial scams
- building credit
- consumer rights
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The DOE provides students calculator that will estimate how much a loan repayment will be on a monthly schedule based on the amount of a student鈥檚 loan debt.
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Access free reports from each of the nationwide consumer credit bureaus: Equifax, Experian, and Transunion.
–听– a program of the National Endowment for Financial Education, which has many tools and resources to help with financial decision making and money management.
–听– informational guide about scholarships, loans and planning for the future.
–听– a short guide created by College Parents of America and MasterCard focusing on budgeting and credit.
Scholarships
This link provides a student access to the Park University Scholarship Program, which will allow you to apply for credible local and national scholarships.
–Career Development Center
Help pay for the cost of college by finding full or part time work. The Park University Career Development Center helps students find open positions, organize resumes, and prepare for job interviews.
–Payment Plans听
Instead of taking out the complete cost of tuition in loan monies, check out Park University鈥檚 payment plans to see if paying for a portion of your tuition out of pocket is an option.
–Work Study Program听
Reduce the amount of your overall loans by participating in the Park University Student Employment Program, featuring flexible positions on and off our Parkville campus. A great way to reduce loan debt and train for a career.
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Reduce the amount of next year鈥檚 student loans by utilizing your education tax credits to pay for tuition.
Health:
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Provides valuable information about diseases and illness prevention practices such as: exercise & fitness, diet & nutrition, healthy living, vaccination & immunization, health screenings, and the environment.
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This website provides visitors with information on how to find health resources inside their own community.
Jobs:
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Provides general information on labor rights in the United States, as well as information on occupational safety and health.
USA Jobs provides visitors with a list of current open positions in the U.S. Government.
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Community Action Partnership is an organization that helps low income families locate resources in all 50 states to help counter the devastating effects of poverty.
Housing:
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HUD website provides visitors information about housing, help for struggling homeowners, and information about qualifying for loans and purchasing HUD homes.
Law:
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Stay up to date on recent laws and court decisions that may have an impact on your life. This site also provides links to other department of justice agencies including: the Attorney Generals鈥� office, the office for Victims of Crime, the office on Violence Against Women, the Federal Bureau of Investigation, and many more.
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This website provides visitors information about lawyers and law firms in their respective communities that supply services for low income clients.
Veterans:
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Veterans Affairs website provides information about benefits veterans qualify for and provides resources for the well being of our nations veterans in general.
Banking:
FDIC is a government resource regarding banking and banking practices.
Insurance:
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Provides consumer resources concerning various types of insurance.